The present research will let us understand how Artificial Intelligence (AI) driven personalisation continues to reshape the financial industry, enabling digital financial services to develop customised products and services tailored to customers' needs. Besides leveraging advanced data analytics, machine learning (ML) and natural learning processing (NLP), banks,and financial institutions canre a deeper insight into their customer actions and preferences to empower them. Financial institutions can deliver more targeted services by applying machine learning algorithms and predictive analytics to pin downtrends and anticipate customer behaviour. However, implementing hyper-personalisation thus brings several challenges like data privacy concerns, ethical considerations, and the need for robust cybersecurity measures to protect sensitive customer information, which will be discussed briefly. Despite many challenges, such advancement is vital in today's financial landscape to boost efficiency and performance and shape customer empowerment. The research findings also aim to demonstrate that AI can personalise customer experiences and drive engagement across a wide range of financial services. A sample of 231 was collected from different sectors. The factors that identify the purpose of AI-Driven Personalisation in Shaping Customer Empowerment, and Trust in Digital Financial Services are AI-driven personalisation, Customer Empowerment, Trust in Digital Financial Services and Customer Engagement